Full Project – A CRITICAL EVALUATION OF LENDING CONSIDERATION OF NIGERIAN DEPOSIT BANKS
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ABSTRACT
This work titled “A critical evaluation of lending consideration of Nigeria Deposit Banks” intended looking into the operation of Nigeria Banks. The objectives was to find out if Nigerian Deposit Banks are orthodox and rigid in their lending considerations; to discover whether or not these banks placed more emphasis on collateral and to find out if the veracity of the banks statement that short term and cash reserve requirement of the bank is either imposed by itself or externally imposed by the government, often varies the volume of loan accommodation of the bank for a particular period
To achieve our objective, we postulated hypothesis which are:
Nigerian Deposit Banks are not orthodox and rigid in their lending consideration, Nigerian Deposit Banks do not place too much emphasis on collateral securities.
In other to derive result for our postulated hypothesis, we drew into both empirical and desk research. Bank executives and credit officers working in the credit department of the various banks were interviewed. Government credit guidance and bank annual report were another source of our information including newspapers and journals.
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Full Project – A CRITICAL EVALUATION OF LENDING CONSIDERATION OF NIGERIAN DEPOSIT BANKS
RESEARCH PROJECT CONTENTS
CHAPTER ONE - INTRODUCTION
1.1 Background of the study
1.2 Statement of problem
1.3 Objective of the study
1.4 Research Hypotheses
1.5 Significance of the study
1.6 Scope and limitation of the study
1.7 Definition of terms
1.8 Organization of the study
CHAPETR TWO – LITERATURE REVIEW
2.1. Introduction
2.2. Conceptual Framework
2.3. Theoretical Framework
2.4 Empirical Review
CHAPETR THREE - RESEARCH METHODOLOGY
3.1 Research Design
3.2 Study Area
3.3 Population of the Study
3.4 Sample Size and Sampling Technique
3.5 Instrument for Data Collection
3.6 Validity of the Instrument
3.7 Reliability of the Instrument
3.8 Method of Data Collection
3.9 Method of Data Analysis
3.9 Method of Data Analysis
3.10 Ethical Considerations
CHAPTER FOUR - DATA PRESENTATION AND ANALYSIS
4.1. Introduction
4.2 Demographic Profiles of Respondents
4.2 Research Questions
4.3. Testing of Research Hypothesis
4.4 Discussion of Findings
CHAPTER FIVE – SUMMARY, CONCLUSION & RECOMMENDATIONS
5.1 Introduction
5.2 Summary
5.3 Conclusion
5.4 Recommendation
REFERENCES
APPENDIX